I came in with a deliberately messy case: a dual-physician household, ~20 accounts across a half-dozen custodians, a seven-figure Roth-conversion question, a state pension, and an inheritance mid-transfer. One hour with Doug gave me more clarity than I've gotten from any advisor I've paid.

He didn't sell me anything. He opened the plan, checked the settings line by line, and went straight at the things that actually move the needle:

Spending guardrails. He modeled the obvious truth that we'd trim discretionary spending in a bad market — Monte Carlo went from 91% to 96%. Realistic, not a gimmick.
He caught my mistakes in real time — a double-counted IRMAA line (the software already computes it from income) and an inherited trust account I'd over-counted because I only own part of it.
Roth conversions — where he earned the hour twice over. He ran the optimization, explained filling to the top of the 32% bracket, and framed conversions as insurance against the survivor's tax cliff when one spouse dies. "Roth conversions are tax insurance." That reframed the whole decision.
He knows the tool and the tax code cold — per-account asset location instead of blended averages, RMD math, VRS hybrid-pension specifics, a Solo 401(k) for my consulting income, and a push to consolidate accounts.
He recorded the session, sent it over, and by the end I could drive the software myself instead of depending on him — which most advisors avoid.

Easily the most high-value hour I've spent with any financial consultant. If your situation is genuinely complex and you want substance over a sales pitch, talk to Doug.

I am a CPA that focuses on tax and transaction consulting. I have been using WT basically since Doug developed it and felt like I was a knowledgeable user. I set up an appt with Doug this past week to discuss my data and program inputs. Wanted to make sure I was not missing anything and to discuss my retirement situation and planning. He was a solid sounding board and provide some good advice. Very worthwhile hour spent with Doug.

I've been using WealthTrace for many years but have never had an expert planning session with Doug before. I'm 70 and on the doorstep of retirement so I wanted to make sure I was using the tool correctly to increase my confidence. I spent an hour with Doug and he went through everything step by step and updated many things along the way. It was money well spent and I recommend it for anyone who depends on WealthTrace for financial guidance.

Doug was extremely helpful. I had a one hour session. He displayed the highest quality of customer service and he is also a technical expert. He answered all my questions. I highly recommend him to others. Money well spent.

Had a great hour-long review session with Doug, covering my entries and assumptions. I really like the program and the approach. Spending an hour with Doug is an absolute must to confirm you're using the program correctly—highly recommended Wealth Trace.

Doug was extremely helpful and informative. He was able to efficiently and effectively address my issues. Our 1 hour session flew by…seems like 2 or 3 sessions per year would be most helpful.

Great one hour with Doug. Had some input errors. Quickly fixed up my information. Also set up different assumptions based on reduced spending. Always loved the software and now I love the support. Hopefully I retire this year and I continue to use the software to watch my progress.

Exactly what I wanted. Doug ran through my entire plan. We discussed all the variables and he pointed out a mistake I had made. Then we ran through scenarios to see how robust the plan was. I came away more confident in my retirement plan and it reduced my stress.

This session was well worth my time. In less than 45 minutes my questions were answered, I got some clarity on features and I was left with a next steps list! The consultant was clear, concise and friendly.

Sophisticated software that is user friendly. I did a one hour consult with Doug. He is very knowledgeable and easy to work with. Doug reviewed my plan, answered questions, made some suggestions and gave me insights as to how to use the software. Well worth the investment in the subscription and consult. This coming from a CPA and CFP.